Soccer betting

I’m not like fat, but I am not in awesome shape.
I want to get in better shape, but I can’t run for a very long time without slowing down or walking.

I guess I am just embarrassed to run in front of others when I can’t do it as well as them?
I can’t really run outside right now, I live in MN and its winter.
So the gym is my best bet, but I am kind of scared of going.
My friends can’t really go at the same time as me, so I either go alone or not at all.
Advice?

I use to be like you Nichole, then one day I went to the gym. Once you are there you tend to forget all about others there. And the funny thing is everyone there feels the same way as you do. Just put on some headphones listen to music and zone out for the next hour or so.

That is an initial feeling that will slowly move away as you start going and practicing.Remember veryne came here without knowing a thing…choose comparatively non demanding timings initially to set your ease.

Don’t worry about being embarrassed or scared. Everybody else there is going for the same reason: To get in shape!

I respect all the people who go to my gym because they’re making a good choice by trying to get fit.

Just bought a house last year and have been getting bombarded with these letters about the VA Interest rate reduction loan (IRRRL) programs. At first I thought this was just another sucker scam but then I looked into it pretty indepth. After wathcing hours of videos explaining the calculations, playing on bankrate.com for hours and studying the programs I decided to call a few of the companies and speak with some reps about the programs.

The main questions I still have are what are the CONS of the VA Hybrid 5/1? And most importantly what are the COSTS?? What are the CLOSING COSTS going to be on this?

I love all the benefits and now I am starting to see how the 30 Yr Fixed can be the true suckers bet, ecspecially when there is no chance I’ll ever stay in the same house for 30 years, not even 20 , not even 10 yrs!

I’ve been quoted at 5/1 at 3.25% and 3/1 2.75%.I currently have a $250k fixed mortgage at 4.25%

The 39 year mortgage is just about the best mortgage around. It depends on how you would use this 30 year mortgage to your advantage.

You might pay it off as a 15 year mortgage by increasing the monthly mortgage payment. Check with your lender to see if there is a limit on the amount you are able to pay monthly or annually. Some mortgage lenders have a 20% limit on the amount you may pay per year based on the mortgage balance.

You are able to pay the monthly mortgage semi-monthly, thus taking about 7 years of the number of years you would be making the monthly mortgage payments.

Because you have a 30 year fixed rate mortgage does not mean you have no options.

Most of the mail you are receiving from the various lenders would have partially checked your payment history, thus are able to offer you a certain reduced rate. There are certain questions you would need to ask yourself as well as those that would be providing the mortgage loan.

Most would require no up front fees such as an appraisal, credit report, title and escrow fees. If you are note required to pay point for this mortgage loan you would need to ask it the interest is being increased to cover the point and other mortgage loan cost. This is the case in most mortgage loans that are no fee, no cost..

Find out the cost if you were required to pay the points and fees. Then you would be able to make an intelligent decision as to which is beneficial to you. Remember that you have to pay the interest for the life of the mortgage loan. If you pay the points and fees you may deduct these points and fees for the life of the mortgage loan from your federal income tax.

An adjustable mortgage loan is just that. At some point in the terms of the mortgage loan monthly payment would increase. You would have to be prepared for this increase and know the amount this increase would be.

As one combat veteran to another veteran, thanks for serving.

I hope this has been of some benefit to you, good luck.

“FIGHT ON”

I bet heaven will be magnolia painted walls, and other dullness.

Eternity is not a segment of time but simply non-relative Oneness with the Eternal One. There is no eternal place of torment but one day the Eternal Fire of the Truth is going to destroy all illusion along with those who decided to walk in it because it suite the lust and desire of self and they will cease to exist even in memory after judgment.

Those who PRACTICE sin shall not enter into the kingdom of Heaven.

1 Corinthians 6:9-10 (New American Standard Bible)

9Or do you not know that the unrighteous will not (B)inherit the kingdom of God? Do not be deceived; neither fornicators, nor idolaters, nor adulterers, nor [a]effeminate, nor homosexuals, 10nor thieves, nor the covetous, nor

Hell will be FABULOUS!

FABULOUS!

Of course… and everyone will have amazing hair.

Edit: Come to think of it, I almost want to go to hell now. All the gays and party animals in one place… it’s going to be like a never-ending episode of Ab Fab!

I’ve yet to see a design that can withstand the flames of a fiery lake of fire. So, no.

Look around my friend you are already in hell. You just don’t think so, Satan took care of that too.

It will be hawt.

Satan is gay and he will be slagging off your curtains and decor if you go there.

NO
http://carm.org/what-makes-church-or-group-non-christian

Yes and everyone will be walking around in Georgio Armani clothing.
Sounds like HEAVEN.

There’ no such thing as a straight male fashion designer!

Plus I won’t have to watch gay (male) sex on pornhub anymore! LIVE SHOWS! literally cannot wait, there will be penis everywhere.

Of course it will be. Don’t be silly.

Yes and condoms will be free

everyone would have a flaming experiance

I think not. Torment and death is never appealing despite what your surroundings LOOK like.
Repentance is key.

Not all homosexuals will wind up in Hell, of course. Firstly, only deliberate homosexual **activity** (in the heart or in the flesh) is condemned by God–NOT homosexuals themselves! Secondly, ALL sinners who repent (regret + abandon) their sins, and call on Jesus for forgiveness and salvation, will be saved. And that includes plenty of homosexuals, I’m sure.
GBU!

Well, I have heard it is a very neat place! Curtains and chintz absolutely EVERYWHERE darling!

Thank you, sir, for making atheists/antitheists EVERYWHERE look like the ignorant douche bag that YOU are.

It must suck to feel the need to make others appear beneath you by insulting their intelligence and beliefs. Live and let live, dude. Or just get a life…

If it doesn’t look good now, I’ll sure spruce it up! ;D

be fab honey

a hellish desigh that will make them suffer more

We’ve been datin’ since high school; never once left this town. We used to go out on the weekends, and we’d drink ’til we drowned. But now she’s actin’ funny, and I don’t understand. I think that she’s found her some other man.

She left me for Jesus, and that just ain’t fair. She says that he’s perfect. How could I compare? She says I should find him, and I’ll know peace at last. If I ever find Jesus, I’m kickin’ his ***.

She showed me a picture. All I could do was stare at that freak in his sandals with his long, pretty hair. They must think that I’m stupid, or I don’t have a clue. I’ll bet he’s a Commie, or even worse yet a Jew.

She left me for Jesus, and that just ain’t fair. She says that he’s perfect. How could I compare? She says I should find him, and I’ll know peace at last. If I ever find Jesus, I’m kickin’ his ***.

She’s given up whiskey and taken up wine. While she prays for his troubles, she forgot about mine. I’m gonna get even. I can’t handle the shame. Why, last time we made love, she even called out his name.

She left me for Jesus, and that just ain’t fair. She says that he’s perfect. How could I compare? She says I should find him, and I’ll know peace at last. If I ever find Jesus, I’m kickin’ his ***.

It coulda been Carlos, or even Billy Ortez. But, if I ever find Jesus, he’s gonna wish he was dead.

Amen.

This actually made me laugh. Happy trolling buddy.

GOOD FOR HER!!!! NOW GIVE ME HER ADDRSS!!!!!!!!!!
OH YOU’LL FIND JESUS ALRIGHT BUT YOU’LL BE ALREADY DEAD TWICE
FIRST THE PHYSICAL DEATH THEN THE SECOND DEATH!!!!
THE LAKE OF FIRE BUT IT WILL BE A BRIEF MEETING WITH HIM BECAUSE YOUR JUDGMENT WILL COME SWIFTLY FOR EVERY IDLE WORD YOU POSTED TODAY!!!!!!!

Its beautiful…

*wipes tear*

Padme left me because I Force Choked her for conspiring against me with the traitor Obi-Wan.

and do not forget the favourite Christian woman quote of all time as she stares the man in the face. When I die I do not need you anymore and I am going to be the bride of christ, and he with all his glory is going to love me, and I have no need for you anymore.

You’re not funny.

I could understand the problem if he bet AGAINST his own team, because that would be a conflict of interest. But I just don’t see the problem in what he actually did.
I still don’t understand. Of COURSE he can influence the outcome, but presumably any manager is trying to win even if he isn’t betting. Any manager who isn’t trying to "stack the deck" in his team’s favor is not doing his job.
So I don’t see how making bets on his team would influence his actions during the game one way or the other.

its not who he bet on it was the fact that he bet on baseball

Have you considered the fact that he could stack the deck since he was the manager of the team? It’s a conflict of interest when you bet on your own team since you can influence the outcome of any game.

Pete Rose bet on his own games, games as a player or manager he could influence the outcome of.

It is not know if he bet to win or lose when he bet on his own games.

Players are on a CONTRACT. they have agreements. one of those is playing to the best of ones abilities or full potential. Betting on games voids that because a player can change his performance for a more favorable outcome, which contradicts the contract.

Second, baseball is a game of a respect. or it was supposed to be at least. You may not care, but for us REAL players it is extremely degrading and embarrassing

It is naive to assume that Rose never bet against his team. If he had a lot of money on a game or a series for the Reds to lose, he wouldn’t be doing his job correctly. The fact that he put himself above the game ALONE gets him the ban, and the fact that he broke the one and only ban rule suggests that his character wasn’t so pure that he would not bet against his own team.
He probably bet as a player, too. It’s hard to imagine that once he was named manager he decided it would be fun to break the rules.
Your point of view assumes too much not in evidence.

Right…. well I’m in high school and in September I saw this BEAUT boy. I told my mates about him and they went and told him about me. He then looked at me and smiled. It is now January and we have been talking on facebook and texting each other like every day. We put like 6-7 kisses to each other everytime. Since I have known him he has been out with 5-6 girls (that’s only in 4 months). Everyone who knowns him say that he only goes out with people because he hates to be single. About December time I told my friends from out of school about him and they added him on facebook and chatted to him aswell, a couple of weeks ago I got a text from him saying that he goes out with one of MY BEST MATES. I was soooo jealous. Just before he went out with my mate he told me he used to fancy me but he wasn’t sure if I liked him so he never asked me out. All his ‘immature’ mates told me that he hated me every since September and he says that they were saying that to him aswell……. any way what should I do he still put 6-7 kisses to me on text and on facebook although he goes out with my friend, when he see’s me his face goes red and can’t speak to me. WHAT SHOULD I DO????

just tell him you like him at once

Ditch your ‘friend’! She’s a complete shady bi**h for doing that. And forget him, there’s plenty more fish in the sea And you don’t want her horrible leftovers anyway!

Well its obvious he still likes you, but if you want him you should just wait till his relationship that he has now ends. You don’t want to be a “Boyfriend stealer” and even though what your so called “friend” did was wrong if you still him from her than karma might come around and another girl might still him from you. Just tell him you like, and ask if he wants to be in a relationship once they break up. He shouldn’t have to be the only one to keep trying and keep confessing his feeling. All I can really say is good luck!

To cut a very, very, very long story short, I have been friends with this girl since year 7. She has done many horrible things to me, but we made up and were (well, what I thought) friends. Until recently (around novemeber) we had an argument but we made up just in time for xmas. I got her a really nice present and it seemed like we were good friends again. But the minute we got back to school she and my other friend have been leaving me out (big time) and not waiting for me, not sitting with me at lunch, ect, so basically I was by myself. I decieded that I was going to pluck up the courage to make new friends. I have made 2 new lovely friends who are willing to involve me and sit with me and I have felt so much happier!!
But that didn’t last long because today (at lunch) one of my new friends (my other friend was ill) said ‘are you and (lets call her ann - she’s my so called best friend from before) ann still friends?’ I said ‘yeah, yeah, I am just making more friends.’ And my new friend said ‘because ann said that you called her a sh** friend.’ and I am really upset because my lovely new friends aren’t going to like me because they’ll think I call people and I bet they think I’m horrible. All I want to do is be friends with people who want to be my friend and include me, and Ann has gone and ruined it for me. If Ann is jealous that I have made new friends then why did she treat me like rubbish in the first place? What can I do because she’s trying to steal my friends?

thanks for your help x

If it were me I wud report her as she is going to far.

If those new people are real friends then they will accept u 4 who ur and if they think tht about u then who cares? just know who u r for real and never forget tht. But never feel like you have no friends because Jesus is ur bff and will always be yours.

You need to make sure your new friends know that you didn’t call her a shit friend and that you aren’t like that. And if she is trying to steal away your new friends, tell Ann to grow up and stop being a fucking jealous little girl, and that if she isn’t going to treat you like a friend then leave you alone and stop interffering with your life.

Seriously Ann sounds like a friggen 4 year old.

The main thing is maybe to expain to your new friends whats happened. it’s alright, i’ve been through it too…people mature in the end though <3

Move to another school its the only way you can start a fresh start.

Tell your new friends that you didn’t say that and that your old friend made that up. If you think you won’t be friends with her again and you are going to be friends with the new people then tell them what your old friend did and how it upset you and then they’ll probably understand and will still want to be your friend
Good luck xx

The second you realize you dont need them. theyll need you. and if they don’t let them figure it out. its there decision. one cannot control anothers thoughts or actions. just dont waste your thoughts on that when you can focus on other things that matter.

I don’t think she is trying to steal your friends. Would you purposely go out and make it a devotion to try and steal someone elses friends for the fun of it? probably not.
However, I do think that she is making a mistake. You may be too, whatever you do, do not talk about people behind their backs. IT WILL GET YOU INTO TROUBLE! This is what you do. Just mind your own business and explain that you meant no harm to anyone and you just wanna move on to newer things. Girls are nasty, trust me, I’ve been through it.
And as hard as it is not to speak up for yourself and punch her in the face, you gotta back down, because these girls are expecting you to freak out. Don’t give them what they want!

Good luck and best of wishes <3

Ann doesn’t know how to be a real friend to anyone. You need to speak to her and go on with your life. Make new friends and don’t answer her calls or texts. Live and forgive and go on. Don’t tell her anything you don’t want spread around. She is not your friend. Don’t ever show fear to anyone because bullies love it. Pray and ask the Lord for your answers. If you listen he will speak to you!

well..i just recently left school and started college this year anyway :P..out of all the’best friends’ i had in school only one stayed!!..the one i least expected because my other ones were so stuck to my side, the new friends you have made is more than likely to stay..you dont need people who do that to you..shes probally gonna go down one hell of a different track to you (ann) witch leaves you on the kind hearted track just tell them the truth about your ex friends and if they understand then there friends for life!!

Even though you would love to be friends with “Ann”, she is not treating you like a TRUE friend. Real friends wouldn’t do such disgraceful things to each other as “Ann” is doing to you. Within the past week I had to sever ties with my so-called friend Anthony (and that’s his real name), we had been friends for 18 years, but at times he would be rotten to me. He would call, text, and/or leave many many voicemails on my cell phone over and over and over again. I told him to stop, but he continued. So I called the police, I had the officer call Anthony to order him to stop, and he stopped. But now Anthony has told many of our OTHER friends that I said bad things about them, when I never did. (We are not friends any more.) Many people are cruel. If I were you, I’d tell “Ann” face-to-face that I end our friendship right now because of her actions against me. But I wouldn’t tell other people lies about her, as she has done to you. You have more CLASS than that. Some day, “Ann” will have the same thing done to HER, BAD KARMA/GOOD KARMA, what goes around comes around. What’s good for the goose, is good for the gander. “Ann” is only showing how immature and insecure of a person she really is by doing all these horrible things. You don’t deserve a horrible person like that to be your friend. Just tell your new friends the truth, that you never said what “Ann” has said. If they are your true new friends, they will believe you. God above knows, sees, and hears all. Some day, “Ann” will have to answer to HIM about what she has done to you. You can’t force “Ann” to act nice to you. Only “Ann” can change “Ann”.

I am planning a European trip for pleasure at the end of April. In the past I have traveled fairly extensively in Europe, including studying abroad in France and living in Austria for a year. I have not traveled, however, in the past 10 years, and I don’t know how much has changed. Part of my itinerary is set (visiting friends in Paris and Munich), but I’m looking at adding in another excursion, preferably somewhere where I can really stretch my dollar. I know that Prague used to be a great place to travel cheaply, but I hear this is not as true as it once was. What are my best bets for an interesting destination with inexpensive hotels and restaurants? Fun problem to have, huh?

Unfortunately anywhere that uses the Euro has become very expensive. We noticed this when the French changed from the Franc to the Euro……overnight prices went through the roof. The same happened in Greece, it was once a cheap destination but not any more. I would suggest Turkey though not technicaly in Europe it is where a lot of us go to because our money buys more than at home. The UK where i live wisely stayed out of the Euro and didnt suffer like the rest of europe but we have traditionaly not been a cheap place for Americans to visit.

I just made a bet with someone from Ireland that Wigan would get at least a point out of their game today.

How dumb am I ?

you made a bet with steven ireland ?

LUCKY YOU

but not if city win !!

No comment !

Make sure you pay paddy

Wow… I checked on Citys website to see if the game started yet and I pressed the Match Day Center thing and it is so much cooler than Liverpools!

http://www.mcfc.co.uk/Matchday?ref=f360678

OMG click through all the buttons on the bottom!! The next Liverpool vs City game I’m reading the commentary on their website!

Kun hattrick

Eh, not really, like I said you have a 2/3 chance of winning (2/3 possible scenarios is you winning)

Please be like me and twist stats in your favour.

For example: http://d24w6bsrhbeh9d.cloudfront.net/photo/1880316_700b.jpg

you silly boy!

@natalie it really is cool chelsea should get 1 like that

I like to bet on the horse racing sometimes but mainly the rugby world cup or football (soccer) premier league or champions league. Has anyone got some advice or something with good odds you could share? Thank-you

there no tips its gambling its just pure luck.

There are quite a few websites out there that do free tips and predictions. I tend to use a website called www.easyodds.com. They write loads of articles about a variety of sports and events, all the ones you mentioned too. They also have all the odds and prices as well so it’s kind of like a one-stop-shop for all things betting.

Main advice though is to set a limit on how much you want to bet and stick to it. I don’t bet on everything they say, just pick out the best tips I like and bet on them.

I’ve put a couple of their main links below but have a search around and see what you find.